/* ===========================================================
   D2 SQUARE CREDIT SOLUTIONS — shared stylesheet
   =========================================================== */

:root{
  --navy-900:#081029;
  --navy-800:#0b1a3d;
  --navy-700:#0e2352;
  --navy-600:#123069;
  --gold:#f2a71b;
  --gold-light:#ffc65c;
  --ink:#1c2333;
  --ink-soft:#57607a;
  --paper:#ffffff;
  --mist:#f5f7fb;
  --line:#e7eaf3;
  --shadow: 0 20px 45px -25px rgba(8,16,41,.35);
  --radius: 14px;
}

*{box-sizing:border-box;}
html{scroll-behavior:smooth;}
body{
  margin:0;
  font-family:'Inter',system-ui,-apple-system,sans-serif;
  color:var(--ink);
  background:var(--paper);
  -webkit-font-smoothing:antialiased;
}
h1,h2,h3,h4{
  font-family:'Poppins',sans-serif;
  color:var(--navy-800);
  margin:0;
  line-height:1.15;
}
p{margin:0;color:var(--ink-soft);line-height:1.7;}
a{text-decoration:none;color:inherit;}
ul{margin:0;padding:0;list-style:none;}
img{max-width:100%;display:block;}
.container{
  width:100%;
  max-width:1240px;
  margin:0 auto;
  padding:0 24px;
}
.section{padding:88px 0;}
.section.tight{padding:56px 0;}
.eyebrow{
  display:inline-flex;
  align-items:center;
  gap:10px;
  color:var(--gold);
  font-weight:700;
  font-size:13px;
  letter-spacing:.14em;
  text-transform:uppercase;
  margin-bottom:14px;
}
.eyebrow::before{
  content:"";
  width:26px;height:2px;
  background:var(--gold);
  display:inline-block;
}
.section-head{
  text-align:center;
  max-width:680px;
  margin:0 auto 52px;
}
.section-head h2{font-size:clamp(28px,3.4vw,38px);}
.section-head p{margin-top:14px;font-size:16px;}
.divider-title{
  display:flex;
  align-items:center;
  justify-content:center;
  gap:18px;
  margin-bottom:52px;
}
.divider-title .line{height:1px;width:70px;background:linear-gradient(90deg,transparent,var(--gold));}
.divider-title .line.right{background:linear-gradient(90deg,var(--gold),transparent);}
.divider-title h2{font-size:clamp(26px,3.2vw,34px);color:var(--navy-800);white-space:nowrap;}
.dot{width:8px;height:8px;border-radius:50%;background:var(--gold);}

.btn{
  display:inline-flex;
  align-items:center;
  gap:10px;
  padding:14px 30px;
  border-radius:8px;
  font-weight:700;
  font-size:14px;
  letter-spacing:.03em;
  border:2px solid transparent;
  cursor:pointer;
  transition:.25s ease;
}
.btn-primary{background:var(--gold);color:var(--navy-900);}
.btn-primary:hover{background:var(--gold-light);transform:translateY(-2px);}
.btn-outline{border-color:rgba(255,255,255,.5);color:#fff;}
.btn-outline:hover{background:rgba(255,255,255,.12);}
.btn-outline-navy{border-color:var(--navy-700);color:var(--navy-700);}
.btn-outline-navy:hover{background:var(--navy-700);color:#fff;}

/* ---------- topbar ---------- */
.topbar{
  background:var(--navy-900);
  color:#cfd6ea;
  font-size:13.5px;
}
.topbar .container{
  display:flex;
  align-items:center;
  justify-content:space-between;
  padding-top:9px;
  padding-bottom:9px;
  flex-wrap:wrap;
  gap:8px;
}
.topbar-left{display:flex;gap:26px;flex-wrap:wrap;}
.topbar-left span{display:inline-flex;align-items:center;gap:8px;}
.topbar-left i{color:var(--gold);}
.topbar-social{display:flex;gap:10px;}
.topbar-social a{
  width:28px;height:28px;
  border-radius:50%;
  display:inline-flex;
  align-items:center;justify-content:center;
  background:rgba(255,255,255,.08);
  color:#fff;
  font-size:13px;
  transition:.2s;
}
.topbar-social a:hover{background:var(--gold);color:var(--navy-900);}

/* ---------- nav ---------- */
.navwrap{
  background:#fff;
  position:sticky;top:0;z-index:50;
  box-shadow:0 2px 18px rgba(8,16,41,.06);
}
.navbar{
  display:flex;
  align-items:center;
  justify-content:space-between;
  padding:14px 0;
}
.brand{display:flex;align-items:center;gap:14px;}
.brand-mark{
  width:56px;height:56px;
  border:2.5px solid var(--gold);
  border-radius:10px;
  position:relative;
  display:flex;align-items:center;justify-content:center;
  background:linear-gradient(135deg,var(--navy-800),var(--navy-600));
  color:var(--gold);
  font-family:'Poppins',sans-serif;
  font-weight:800;
  font-size:22px;
  flex-shrink:0;
}
.brand-mark svg{position:absolute;inset:0;}
.brand-text h1{
  font-size:22px;
  letter-spacing:.02em;
  color:var(--navy-800);
  font-weight:800;
}
.brand-text .sub{
  font-size:11.5px;
  font-weight:700;
  letter-spacing:.12em;
  color:var(--ink-soft);
  margin-top:1px;
}
.brand-text .tag{
  font-size:11px;
  color:var(--gold);
  font-style:italic;
  margin-top:3px;
  border-top:1px solid var(--line);
  padding-top:3px;
}
.navlinks{display:flex;align-items:center;gap:34px;}
.navlinks a{
  font-size:14px;
  font-weight:700;
  letter-spacing:.02em;
  color:var(--navy-800);
  padding:8px 0;
  position:relative;
}
.navlinks a::after{
  content:"";
  position:absolute;left:0;bottom:0;
  width:0;height:2px;background:var(--gold);
  transition:.25s;
}
.navlinks a:hover::after,.navlinks a.active::after{width:100%;}
.navlinks a.active{color:var(--gold);}
.nav-toggle{display:none;background:none;border:none;font-size:22px;color:var(--navy-800);cursor:pointer;}

/* ---------- hero ---------- */
.hero{
  background:linear-gradient(180deg,#fbfcff 0%, #f2f4fa 100%);
  overflow:hidden;
}
.hero .container{
  display:grid;
  grid-template-columns:1.05fr 1fr;
  gap:50px;
  align-items:center;
  padding-top:64px;
  padding-bottom:44px;
}
.hero h2{
  font-size:clamp(30px,4vw,46px);
  font-weight:800;
  margin-top:8px;
}
.hero h2 .accent{color:var(--gold);}
.hero .kicker{
  color:var(--navy-700);
  font-weight:700;
  letter-spacing:.14em;
  font-size:14px;
  text-transform:uppercase;
}
.hero-underline{
  width:120px;height:3px;
  background:var(--gold);
  margin:18px 0 20px;
}
.hero-pills{
  display:flex;gap:14px;flex-wrap:wrap;
  margin:20px 0;
  font-weight:800;
  font-size:13.5px;
  color:var(--navy-800);
}
.hero-pills span{display:flex;align-items:center;gap:8px;}
.hero-pills i{color:var(--gold);}
.hero p.lead{font-size:15.5px;max-width:520px;}
.hero-cta{display:flex;gap:16px;margin-top:28px;flex-wrap:wrap;}

.feature-row{
  display:grid;
  grid-template-columns:repeat(4,1fr);
  gap:18px;
  margin-top:38px;
}
.feature-item{display:flex;align-items:flex-start;gap:12px;}
.feature-item i{
  width:42px;height:42px;flex-shrink:0;
  border-radius:10px;
  background:var(--navy-800);
  color:var(--gold);
  display:flex;align-items:center;justify-content:center;
  font-size:17px;
}
.feature-item strong{font-size:13px;color:var(--navy-800);display:block;line-height:1.35;}

.hero-art{
  position:relative;
  border-radius:24px;
  overflow:hidden;
  aspect-ratio:6/5;
}
.hero-art svg{width:100%;height:100%;display:block;}

/* ---------- services grid ---------- */
.services-grid{
  display:grid;
  grid-template-columns:repeat(4,1fr);
  gap:22px;
}
.service-card{
  background:#fff;
  border:1px solid var(--line);
  border-radius:var(--radius);
  padding:34px 22px;
  text-align:center;
  transition:.25s ease;
}
.service-card:hover{
  transform:translateY(-6px);
  box-shadow:var(--shadow);
  border-color:transparent;
}
.service-icon{
  width:68px;height:68px;
  margin:0 auto 20px;
  border-radius:50%;
  background:var(--mist);
  display:flex;align-items:center;justify-content:center;
  font-size:26px;
  color:var(--navy-800);
  transition:.25s;
}
.service-card:hover .service-icon{background:var(--gold);color:var(--navy-900);}
.service-card h3{font-size:16px;margin-bottom:10px;}
.service-card p{font-size:13.5px;}

/* ---------- industries strip ---------- */
.industries-strip{
  background:linear-gradient(120deg,var(--navy-900),var(--navy-700));
  color:#fff;
  padding:52px 0 0;
}
.industries-strip .eyebrow{color:var(--gold);}
.strip-head{font-size:13px;font-weight:800;letter-spacing:.14em;color:var(--gold);margin-bottom:26px;}
.industry-icons{
  display:grid;
  grid-template-columns:repeat(8,1fr);
  gap:18px;
  padding-bottom:36px;
  border-bottom:1px solid rgba(255,255,255,.12);
}
.industry-icons .ind{text-align:center;font-size:12.5px;font-weight:700;color:#dfe4f3;}
.industry-icons .ind i{
  width:52px;height:52px;
  border-radius:50%;
  border:1.5px solid rgba(255,255,255,.25);
  display:flex;align-items:center;justify-content:center;
  margin:0 auto 10px;
  font-size:19px;
  color:#fff;
}
.stats-row{
  display:grid;
  grid-template-columns:repeat(4,1fr);
  gap:20px;
  padding:34px 0 44px;
}
.stat{display:flex;align-items:center;gap:14px;}
.stat i{
  width:50px;height:50px;flex-shrink:0;
  border-radius:10px;
  background:rgba(242,167,27,.14);
  color:var(--gold);
  display:flex;align-items:center;justify-content:center;
  font-size:20px;
}
.stat .num{font-family:'Poppins',sans-serif;font-weight:800;font-size:23px;color:#fff;}
.stat .lbl{font-size:12.5px;color:#c3cbe3;}

/* ---------- footer ---------- */
footer{background:var(--navy-900);color:#c3cbe3;}
.footer-main{
  display:grid;
  grid-template-columns:1.3fr 1.1fr 1fr 1.1fr;
  gap:34px;
  padding:64px 0 40px;
  border-bottom:1px solid rgba(255,255,255,.08);
}
.footer-brand .brand-mark{background:transparent;border-color:var(--gold);}
.footer-brand-row{display:flex;align-items:center;gap:12px;margin-bottom:18px;}
.footer-brand-row h4{color:#fff;font-size:18px;}
.footer-brand-row .sub{font-size:10.5px;letter-spacing:.1em;color:#9aa4c4;font-weight:700;}
.footer-brand-row .tag{font-size:10.5px;color:var(--gold);font-style:italic;}
footer h5{
  color:var(--gold);
  font-size:13px;
  letter-spacing:.1em;
  text-transform:uppercase;
  margin-bottom:20px;
  font-weight:800;
}
footer p{color:#aab3cf;font-size:14px;}
.commit-list li{
  display:flex;align-items:center;gap:10px;
  font-size:14px;color:#dbe0f2;
  margin-bottom:12px;
}
.commit-list i{color:var(--gold);font-size:13px;}
.contact-list li{
  display:flex;align-items:flex-start;gap:10px;
  font-size:14px;color:#dbe0f2;
  margin-bottom:14px;
}
.contact-list i{color:var(--gold);margin-top:3px;}
.badge-box{
  border:1.5px dashed rgba(242,167,27,.5);
  border-radius:12px;
  padding:18px;
  display:flex;align-items:center;gap:14px;
  margin-top:8px;
}
.badge-box i{font-size:30px;color:var(--gold);}
.badge-box strong{color:#fff;font-size:14px;display:block;}
.badge-box span{font-size:12px;color:var(--gold);}
.footer-bottom{
  text-align:center;
  padding:18px 0;
  font-size:13px;
  color:#8791b0;
}

/* ---------- generic inner-page hero ---------- */
.page-hero{
  background:linear-gradient(120deg,var(--navy-900),var(--navy-700));
  color:#fff;
  padding:60px 0;
  text-align:center;
  position:relative;
  overflow:hidden;
}
.page-hero::after{
  content:"";
  position:absolute;right:-60px;top:-60px;
  width:260px;height:260px;
  border:3px solid rgba(242,167,27,.35);
  border-radius:50%;
}
.page-hero h1{color:#fff;font-size:clamp(28px,4vw,40px);}
.breadcrumb{
  margin-top:14px;font-size:13.5px;color:#c3cbe3;
  display:flex;gap:8px;justify-content:center;
}
.breadcrumb .g{color:var(--gold);}

/* ---------- generic 2-col content ---------- */
.two-col{
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:56px;
  align-items:center;
}
.check-list li{
  display:flex;align-items:flex-start;gap:12px;
  font-size:15px;color:var(--ink);
  padding:10px 0;
  border-bottom:1px dashed var(--line);
}
.check-list i{
  width:24px;height:24px;flex-shrink:0;
  border-radius:50%;background:var(--navy-800);color:var(--gold);
  display:flex;align-items:center;justify-content:center;font-size:11px;
  margin-top:2px;
}

/* ---------- cards generic ---------- */
.info-card{
  background:#fff;border:1px solid var(--line);
  border-radius:var(--radius);padding:30px;
  transition:.25s;
}
.info-card:hover{box-shadow:var(--shadow);transform:translateY(-4px);}
.info-card i{
  width:56px;height:56px;border-radius:12px;
  background:var(--mist);color:var(--navy-800);
  display:flex;align-items:center;justify-content:center;
  font-size:22px;margin-bottom:18px;
}
.info-card h3{font-size:17px;margin-bottom:10px;}
.info-card p{font-size:14px;}

.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:22px;}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;}
.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:22px;}

/* ---------- process steps ---------- */
.process-steps{position:relative;}
.process-steps::before{
  content:"";
  position:absolute;top:50px;left:6%;right:6%;
  height:2px;
  background:repeating-linear-gradient(90deg,var(--line) 0 10px, transparent 10px 20px);
  z-index:0;
}
.step-item{position:relative;z-index:1;text-align:center;}
.step-num{
  width:64px;height:64px;
  border-radius:50%;
  background:var(--navy-800);
  color:var(--gold);
  font-family:'Poppins',sans-serif;font-weight:800;font-size:22px;
  display:flex;align-items:center;justify-content:center;
  margin:0 auto 20px;
  border:5px solid #fff;
  box-shadow:0 0 0 1px var(--line);
}
.step-item h3{font-size:15.5px;margin-bottom:10px;}
.step-item p{font-size:13.5px;}

/* ---------- CTA banner ---------- */
.cta-banner{
  background:linear-gradient(120deg,var(--navy-800),var(--navy-600));
  border-radius:20px;
  padding:50px;
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:30px;
  flex-wrap:wrap;
  color:#fff;
}
.cta-banner h3{color:#fff;font-size:24px;max-width:480px;}
.cta-banner p{color:#c3cbe3;margin-top:8px;}

/* ---------- contact page ---------- */
.contact-wrap{display:grid;grid-template-columns:1fr 1.15fr;gap:44px;}
.contact-info-card{
  background:var(--navy-900);color:#fff;
  border-radius:var(--radius);
  padding:38px;
}
.contact-info-card h3{color:#fff;margin-bottom:22px;}
.contact-info-card .contact-list i{color:var(--gold);}
.contact-info-card .contact-list li{color:#dbe0f2;}
.form-card{
  background:#fff;border:1px solid var(--line);
  border-radius:var(--radius);padding:36px;
  box-shadow:var(--shadow);
}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px;}
.form-grid .full{grid-column:1/-1;}
label{font-size:13px;font-weight:700;color:var(--navy-800);display:block;margin-bottom:8px;}
input,select,textarea{
  width:100%;
  padding:12px 14px;
  border:1.5px solid var(--line);
  border-radius:8px;
  font-family:inherit;
  font-size:14px;
  color:var(--ink);
  background:var(--mist);
}
input:focus,select:focus,textarea:focus{
  outline:none;border-color:var(--gold);background:#fff;
}
textarea{resize:vertical;min-height:110px;}
.map-frame{
  border-radius:var(--radius);
  overflow:hidden;
  border:1px solid var(--line);
  margin-top:26px;
  height:260px;
}

/* ---------- responsive ---------- */
@media (max-width:1024px){
  .services-grid{grid-template-columns:repeat(2,1fr);}
  .feature-row{grid-template-columns:repeat(2,1fr);}
  .industry-icons{grid-template-columns:repeat(4,1fr);}
  .stats-row{grid-template-columns:repeat(2,1fr);}
  .footer-main{grid-template-columns:1fr 1fr;}
  .hero .container{grid-template-columns:1fr;}
  .hero-art{order:-1;max-width:520px;margin:0 auto;}
  .two-col{grid-template-columns:1fr;}
  .grid-4{grid-template-columns:repeat(2,1fr);}
  .grid-3{grid-template-columns:repeat(2,1fr);}
  .contact-wrap{grid-template-columns:1fr;}
}
@media (max-width:760px){
  .navlinks{
    position:fixed;top:0;right:0;height:100vh;width:78%;max-width:320px;
    background:#fff;flex-direction:column;align-items:flex-start;
    padding:100px 30px;gap:22px;
    box-shadow:-10px 0 40px rgba(0,0,0,.15);
    transform:translateX(100%);
    transition:.3s ease;
  }
  .navlinks.open{transform:translateX(0);}
  .nav-toggle{display:block;}
  .services-grid{grid-template-columns:1fr;}
  .feature-row{grid-template-columns:1fr;}
  .industry-icons{grid-template-columns:repeat(2,1fr);}
  .stats-row{grid-template-columns:1fr;}
  .footer-main{grid-template-columns:1fr;padding:48px 0 30px;}
  .grid-4,.grid-3,.grid-2{grid-template-columns:1fr;}
  .process-steps::before{display:none;}
  .form-grid{grid-template-columns:1fr;}
  .topbar-left span:nth-child(3){display:none;}
  .cta-banner{flex-direction:column;text-align:center;}
}